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UTB Mortgages: Max loan size increased to £2m

UTB are pleased to announce an increase in the maximum loan sizes across the Residential Mortgage product range.

These changes apply to all Prime-Plus, Prime and Near-Prime plans and will be live on Tuesday 28 January on the 1APP lender portal.

Larger loan criteria:

  • £2.0m to 65% LTV
  • £1.5m to 75% LTV
  • £1.0m to 85% LTV
  • £750k to 90% LTV
  • Purchase or Remortgage applications
  • Capital Repayment or Interest only (max 75%, or 70% for downsize)

Larger-loan USPs:

  • Available to customers with complex or self-employed income
  • Borrower with imperfect credit, or historic adverse, accepted
  • Terms up to 40yrs with a max age of 85
  • Unusual properties and non-standard construction accepted
  • Manual underwriting allows us to take a view where others may not
  • Interest Only available to 75% (70% for downsizing) with affordability assessed on the interest only payment

Can we help?

Just ask our team what we can do to support you and your clients

To discuss a case call 0330 127 0000
or email
newbusiness@allmoneymatters.co.uk

Refer your case to us call 0330 127 0001
or email
info@allmoneymatters.co.uk

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