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Rate Reductions from Together

Summer Solutions from Together

As part of a summer solutions campaign, Together have been discussing areas of opportunity where there continues to be growth and demand.

Let’s talk about Social Housing

With only 6,500 social rental homes built of the 90,000 needed each year, there is an opportunity in this market for landlords looking to support this underserved area.

Landlords may be struggling with rental yields on ASTs as a result of increased interest rates and could be looking to diversify their portfolios.

High street lenders appetite becomes more restrictive during challenging market times, and this is where specialist lenders can step in and support.

Why work with Together for your Social Housing enquiries?

  • Lease income rather than market rent can be considered for affordability assessment
  • Hometrack and internal funding criteria available *
  • They can provide funding to purchase or refinance care homes – both children and adult care homes
  • Properties let directly to a local housing association are acceptable, including long leases
  • They can also get comfortable in lending against properties let to vulnerable tenants subject to a review of the lease agreement
  • They have no criteria limiting the maximum number of bedrooms in a HMO or maximum number of units in a MUFB
  • BTL, Commercial term and bridging funding solutions available based on the property type and customers borrowing needs

* Please refer to our product guides for full criteria on the link below

Can we help?

Just ask our team what we can do to support you and your clients

To discuss a case call 0330 127 0000
or email
newbusiness@allmoneymatters.co.uk

Refer your case to us call 0330 127 0001
or email
info@allmoneymatters.co.uk

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