Portfolios

A portfolio landlord is defined as a borrower with four or more distinct mortgaged buy-to-let rental properties. This includes, but is not limited to, student lets, short-term lets, holiday lets, properties owned through a limited company, ‘consent to let’ properties and all buy-to-let mortgages owned solely or jointly by the applicant(s).


We have a dedicated team assisting advisers with portfolio clients with considerable experience placing and progressing even the most challenging of circumstances.

 

We can consider a multitude of clients:

  • First time landlords
  • Limited Companies/SPVs/Subsidiaries
  • Trading Companies (including those making a loss)
  • Foreign Nationals, Expats, Even Foreign National Expats
  • Mixed Nationality Shareholders
  • Trusts
 

We can consider a multitude of property types:

    • HMOs
    • Multi-Unit Blocks and Multi-Unit Sites
    • Shared/Multi-Lets
    • Near/above Commercial
    • Semi-Commercial
    • New Builds
 

We can even consider:

  • Vulnerable, Corporate and DWP Tenants
  • Guaranteed rent schemes
  • Adverse credit