Sapphire Club Member for Bluestone Exclusive Products for Bankruptcy and IVA
| Clear | AAA | AA | A | BBB | |
| MAX LTV | 85% | 80% | 75% | 70% | |
| Bankruptcy/DRO | 6 years | 3 years | 2 years | Over 1 year | Over 1 year |
| IVA | 6 years | 3 years | 2 years | Over 1 year | Current |
Free Valuation on all Residential Products via AMM
Bluestone
At Bluestone Mortgages, as a complex credit mortgage lender, they pride themselves on offering Residential & Buy-to-Let mortgage products to underserved customers that mainstream lenders have let down. Bluestone genuinely believes people should not be prevented from achieving their dreams of homeownership due to experiencing financial difficulty.
At Bluestone Mortgages, as a complex credit mortgage lender, they pride themselves on offering Residential & Buy-to-Let mortgage products to underserved customers that mainstream lenders have let down. Bluestone genuinely believes people should not be prevented from achieving their dreams of homeownership due to experiencing financial difficulty.
Key criteria
- No credit scoring
- IVA, Bankruptcy & DMP’s all accepted
- Over 4.5x LTI ratio
- No monetary caps on CCJ’s or defaults
- Mortgage and rent arrears: late payments ignored
- Criteria based on customers credit profile on date of completion, not application
Key benefits
- 24 hour turnaround times
- Dedicated support teams
- Enhanced lending criteria
