30%
of adults in the UK (16.6 million) have experienced adverse credit at some point in their lives, an increase from 15.3 million the previous year – the highest figure to date. This highlights the continued impact of the cost-of-living crisis and tighter household budgets.
9.26m
adults in the UK (17%) have experienced adverse credit within the last three years; of those, 8.21 million have missed a credit payment.
Source – Pepper Money – Specialist Lending Study 2025
Can Santa’s helpers at 1APP
offer your clients a present that they thought was not available to them?
Mortgages available with
- Adverse Credit
- Defaults – CCJs or IVAs
- Low Credit Scores
- Debt Management Plans
- Late Payments
- Missed Payments
- Complex Income
- Self-Employed Clients
- No Application Fees (lender fees may apply)
1DIP and Application for all lenders
Can we help?
Just ask our team what we can do to support you and your clients
To discuss a case call 0330 127 0000
or email newbusiness@allmoneymatters.co.uk
Refer your case to us call 0330 127 0001
or email info@allmoneymatters.co.uk