portfolios

A portfolio landlord is defined as a borrower with four or more distinct mortgaged buy-to-let rental properties. This includes, but is not limited to, student lets, short-term lets, holiday lets, properties owned through a limited company, ‘consent to let’ properties and all buy-to-let mortgages owned solely or jointly by the applicant(s).

We have a dedicated team assisting advisers with portfolio clients with considerable experience placing and progressing even the most challenging of circumstances.

We can consider a multitude of clients:

• First time landlords
• Limited Companies/SPVs/Subsidiaries
• Trading Companies (including those making a loss)
• Foreign Nationals, Expats, Even Foreign National Expats
• Mixed Nationality Shareholders
• Trusts

We can consider a multitude of property types:

• HMOs
• Multi-Unit Blocks and Multi-Unit Sites
• Shared/Multi-Lets
• Near/above Commercial
• Semi-Commercial
• New Builds

We can even consider:

• Vulnerable, Corporate and DWP Tenants
• Guaranteed rent schemes
• Adverse credit