Residential Remortgage Exclusive
- Tier – Vida 36
- LTV – 80%
- 2 year – 6.53%
- 5 year – 6.54%
- Max Loan – £1,500,000
Buy to Let Remortgage Exclusive
- Tier – Vida 36
- LTV – 80%
- 2 Year – 6.64%
- 5 Year – 6.45%
- 2 year HMO & MUB – 6.84%
- 5 Year HMO & MUB – 6.59%
- Max Loan – £750,000
Key criteria for the Exclusive Range
Residential
- Up to 80% LTV available on selected residential products
- Up to 7x loan-to-income for higher-income applicants (minimum income £60,000)
- Self-employed accepted with just 12 months’ trading history
- Contractors considered, with as little as 1 month remaining on their current contract
- Complex income sources accepted, including commission, bonus, overtime, second jobs and certain benefits
- Adverse credit welcomed, including customers with historic credit blips, CCJs and defaults, subject to product tiering
- Debt consolidation considered on remortgage cases, subject to lending criteria
- Remortgages considered within 6 months of purchase, subject to underwriter discretion
- Maximum term up to 45 years on selected products
Key criteria for the Exclusive Range
Buy to Let
- Up to 80% LTV on selected products
- Portfolio landlords welcomed, helping experienced investors grow and manage their property portfolios
- Limited Company/SPV applications accepted, providing flexibility for property investors
- Foreign Nationals considered across the Buy to Let range
- Solutions available for HMOs, Multi-Unit Blocks and holiday lets
- Gifted and inherited properties considered
- Landlords with adverse credit history may still be eligible, subject to product tiering
Can we help?
Just ask our team what we can do to support you and your clients
To discuss a case call 0330 127 0000
or email newbusiness@allmoneymatters.co.uk
Refer your case to us call 0330 127 0001
or email info@allmoneymatters.co.uk