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95% LTV Residential Mortgages for Specialist Borrowers via 1APP

At UTB, they understand that your customers often have diverse financial backgrounds, and that’s why they are delighted to offer 95% LTV mortgages for specialist borrowers.

Why use UTB?

  • 2, 3 and 5 year fixed options and trackers are available, with lending up to £500,000 and a loan term to 40 years
  • Lending to age 85 with earned income considered beyond the age of 70 (on referral)
  • No debt consolidation LTV restrictions are held
  • Multiple sources of income allowed – child benefit, foster income, maintenance, second jobs, pension, contracts – daily rate x5 x48 weeks
  • Specialist property types including, but not limited to, above or near commercial, ex-local authority, deck access, high rise, farmhouses and grade 2 listed
  • Non-standard construction including concrete, steel framed, timber framed and single skin brick

Full details of our criteria changes can be found via 1APP and the AMM support team.

Can we help?

Just ask our team what we can do to support you and your clients

To discuss a case call 0330 127 0000
or email
newbusiness@allmoneymatters.co.uk

Refer your case to us call 0330 127 0001
or email
info@allmoneymatters.co.uk

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